Ways to Pay Off Mortgage Early

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Ways To Pay-Off Your Mortgage Early

– from realtytimes.com 5-16-17
Make an extra payment each year
Making 13 payments instead of 12 can save you thousands and shorten your loan. On a 30 year, $200,000 mortgage at 4.5%, you would save $27,000 in interest and pay your loan off 4 years and 3 months early.

Make an extra payment each quarter
Make an extra payment each quarter and you will save $65,000 in interest and pay your loan off 11 years early on the same $200,000 loan at 4.5% interest.

Get rid of PMI  (private mortgage insurance)
If your home was purchased with less than 20% down payment then you are probably paying PMI. Check to see if your mortgage balance has changed enough to eliminate this charge and lower your payment.
Apply any windfalls
Get a raise or a bonus? Maybe a surprise cash gift? Instead of taking that vacation or putting it into your savings, apply it to your mortgage balance. A $10,000 lump sum payment on that 30 year, $200,000 mortgage at 4.5% pays it off 2 years and 4 months early and saves more than $19,000 in interest.

All information deemed reliable but not guaranteed. For tax, investment or ownership advice we suggest you contact an attorney or certified public accountant.

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What’s Happening Summer 2017

Front & Main Dance Festival Temecula   May 30-June 4
High-caliber companies, teachers, dancers, and filmmakers in a celebration of all things dance. Master classes, workshops, discussions, film screenings, and live performances inspire us to soar, whether you are a dancer or a dance-lover.
Time/Place: Old Town Temecula Community Theater
Contact: 866-653-8696 / http://www.temeculatheater.org


Temecula Valley Balloon & Wine Festival   June 2-4
Offers top-name entertainment, hot air balloon flights, wine tasting, kids faire, arts & crafts, commercial exhibits and lots of food. Hot air balloon lifts begin at sunrise and rise into the sapphire skies above Lake Skinner. Wine tasting features different premium wines from numerous Temecula Valley wineries as well as others from Southern California.
Time/Place: Lake Skinner Recreation Area, Winchester
Contact: 951-676-6713 / http://www.tvbwf.com


National Trails Day   June 3
Join us as we recognize America’s magnificent trail system and celebrate the importance of trails in Temecula. Bring your family and friends and your bike or walking shoes as staff lead you on a summer morning hike. Kick off summer with a day on the trails.
Time/Place: 9am / Temecula Community Center
Contact: 951-694-6444 / http://www.temeculaca.gov


Riverside Juneteenth Celebration   June 3
This Free family festival will feature live entertainment, health, community and historical information, along with great food and merchandise vendors.
Time/Place: 12-6pm / Bordwell Park/Stratton Center
Contact: 888-752-1617 / http://www.JuneteenthSoCal.org


Just 4 Kids Fishing Derby   June 3
Join us during our annual fishing event where kids ages 15 years and younger fish for prizes and get hands on instruction from local anglers.
Time/Place: 7:30-10:30am / La Laguna Resort & Boat Launch, Lake Elsinore
Contact: 951-471-1212 / http://www.lake-elsinore.org


Path of Life “Pub & Grub Challenge”   June 3
This year, Riverside’s finest men will display their culinary and brewing skills at the Pub and Grub Challenge featuring “Men Who Cook”. We anticipate 25 plus cooks and 10 brewers to tantalize over 500 guests with mouth-watering dishes and brews, all competing for title of Best Dish and Best Brew. Silent and live auctions as well as music, dancing and fun!
Time/Place: 4:30-8pm / Riverside Medical Clinic
Contact: 951-786-9048 / http://www.thepathoflife.com


Studio 395 Presents: Art on Main   June 8
Local art, local music and local art classes 2nd Thursday of every month.
Time/Place: 6-9pm / Downtown Historical Main Street, Lake Elsinore
Contact: 951-674-3124 / http://www.lake-elsinore.org


“Putting Fore Crystal Roses” Golf Tournament   June 9
4th Annual Four-Person Scramble. Raffle prizes! Crystal Roses, Inc. is a non-profit that supports women facing life-threatening medical conditions. We offer Comfort Totes to help make treatment and recovery time as comfortable as possible.
Time/Place: 6:45am-2pm / Hidden Valley Golf Club, Norco
Contact: 951-823-7811 / http://www.crystalroseshelps.com


Temecula Art & Street Painting Festival   June 9-11
A juried art show featuring fine artists, ceramicists, jewelry designers, and photographers showing and selling their work in festival tents lining Town Square Park, Main Street and the Civic Center quad.  Stroll through the artists’ booths and watch Main Street chalk art come to life at this annual event. Live art demonstrations, kids’ activities and music will entertain visitors throughout the weekend.
Time/Place: 5-8pm / Old Town Temecula
Contact: 951-694-6480 / http://www.temeculaca.gov


Pechanga Microbrew and Craft Beer Festival   June 10
Come experience tastes from award-winning micro & craft breweries, plus Pechanga Chef’s Chili Cook-Off, and live music. Proceeds from the Silent Auction will go to support the event sponsor, Habitat for Humanity Inland Valley.
Time/Place: 1-5pm / Pechanga Resort Casino, Temecula
Contact: 877-711-2946 / http://www.pechanga.com


Rods & Rails   June 10
Event activities include a classic car and motorcycle show, vendor/exhibitors and children’s activities.
Time/Place: 9am-5pm / Orange Empire Rail Museum, Perris
Contact: 951-943-6100 / http://www.cityofperris.org


ACS Relay for Life   June 10
24 Hr fundraising event by the American Cancer Society.
Time/Place: 9am-9am / California School for the Deaf, Riverside
Contact: 951-775-7957 / http://www.relayforlife.org/riversideca


Wood Streets Neighbor Fest!   June 10
An event that connects people within the neighborhood to create a neighbor-led strategy. Wood Streets residents are invited to celebrate their neighborhood and will learn how to utilize Asset-Based Community Development principles to create positive change in the community.
Time/Place: 9am-2pm / Wood Streets, Riverside
Contact: 951-826-5168 / http://www.riversideca.gov/yourneighborhood


Golf Tournament: Jurupa Valley Station Volunteers   June 10
Four ball select shot tournament. $95 includes green fees, cart, door prizes, souvenir photos, lunch, golf prize awards and raffle prize opportunities. Proceeds benefit Riverside County Sheriff Department’s Jurupa Valley Station Volunteer Program.
Time/Place: 7:30am / Indian Hills Golf Club, Jurupa Valley
Contact: 951-712-0851 / http://www.jurupavalley.org


Santa Ana River Trail Bike Ride & Festival   June 11
A free event promoting a healthy and active lifestyle! This event is great for all ages and offers two courses, health and safety fair, activities, entertainment, food vendors and more!
Time/Place: 9am-12pm / Ryan Bonaminio Park, Riverside
Contact: 800-234-7275 / http://www.SARTbikefestival.org


EQUU8 Spring Golf Tournament   June 11
Take a swing around the green for 18 holes of golf at this pristine Southern California course in beautiful Temecula Valley. Followed by lunch under the club’s beautiful banquet tent. EQUU8 is dedicated to enriching the lives of horses and humans by providing equal opportunities through meaningful equine-assisted activities and horsemanship.
Time/Place: 7:30am-4:30pm / Cross Creek Golf Club, Temecula
Contact: 540-336-0692 / http://www.equu8.org


Flag Day Celebration: Rally ‘round the Flag   June 14
Time/Place: 6-7pm / March Field Air Museum, Moreno Valley
Contact: 951-687-4404 / http://www.movalchamber.org


City of Corona State Of The City   June 14
Honorable Mayor Dick Haley’s presentation ‘Corona: A Grand Partnership’ will bring together the community and celebrate accomplishments, review the City’s current standing, and preview the year ahead.
Time/Place: 6-8pm / Council Chambers – Corona City Hall  
Contact: 951-737-3350 / http://www.discovercorona.com


Menifee People’s State of the City   June 15
VIP Breakfast $45.00.
Time/Place: 8-10am / Menifee Lakes Country Club
Contact: 951-672-1991 / http://www.menifeevalleychamber.com


Wine Country Classic Golf Tournament   June 16
The Temecula Valley Chamber of Commerce’s premier tournament combines business networking with a healthy dose of competition.
Time/Place: Temecula Creek Inn
Contact: http://www.temecula.org/wine-country-classic


Pool Party & Horseshoe Tournament   June 17
The Lake Elsinore Casino presents The Inaugural Pool Party and Horseshoe Tournament. This event is available for all ages and will feature vendors, food, giveaways, tailgate party games and live music.
Time/Place: 9am / Lake Elsinore Casino
Contact: 951-674-3101 / http://www.lercasino.com


Father’s Day Golf Tournament   June 17
Time/Place: 12pm / Cottonwood Golf Course, Moreno Valley
951-413-3430 / http://www.ci.moreno-valley.ca.us


Ruby Jubilee Business Awards & Installation Dinner   June 23
Black Tie Affair.
Time/Place: 6-11pm / Diamond Club at Storm Stadium, Lake Elsinore
Contact: 951-672-1991 / http://www.MenifeeValleyChamber.com


Eastvale Picnic in the Park   June 23-25
The band Queen Nation (Queen Tribute) will play on Friday. Fireworks show on Saturday. Salsa contest on Sunday. All three days will include carnival rides, picnic games, contests and food vendors. There will be a beer garden for those over 21 years of age.
Time/Place: Fri 5-11pm, Sat 2-11pm, Sun 3-10pm / Eastvale Community Park
Contact: 951-685-7434 / http://www.jcsd.us


Taste of the Valley   June 24
This event introduces the community to the various and eclectic tastes that Moreno Valley and surrounding area restaurants have to offer.
Time/Place: 5-8pm / Moreno Valley Conference & Recreation Center
Contact: 951-697-4404 / http://www.movalchamber.org


Riverside Concert Band’s 140th Birthday   June 24
Listen to great music performed by the Riverside Concert Band and Riverside Swing Band. Bring a picnic and enjoy the other activities! Fun for all ages!  Sponsored by the City of Riverside.”
Time/Place: 4-8pm / Villegas Park: 3091 Esperanza St.
Contact: http://www.riversideconcertband.org


Hemet/San Jacinto Chamber Awards Gala   June 30
Dinner, Entertainment, Awards Presentation, Board Member Installation, Champagne Reception.
Time/Place: 5:30-10pm / The Lodge at Four Seasons, Hemet
Contact: 951-658-3211 / http://www.hsjvc.com

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What’s Happening Spring 2017

May 6
Corona Cinco de Mayo Parade/Fiesta   
5-11pm | Sixth Street & City Park
www.discovercorona.com | 951-736-2400

May 6
Horses, Hats & Hope
12-4pm | 4461 S. Mission Rd., Fallbrook
www.reinsprogram.org | 760-731-9168

May 6
RUHS Spring Garden Tour   
9am-3pm | Various Riverside Gardens
www.RUHealth.org/SGT | 951-486-7533

May 6
Sweet N Sour Community Festival   
1-4pm | California Citrus State Historic Park
www.parks.ca.gov/calcitrus

May 6
San Jacinto Cinco de Mayo    
4-8pm | Main Street San Jacinto
www.hsjvc.com | 714-476-5469

May 6-7
Relay For Life of Temecula   
2pm-8am | Great Oak High School, Temecula
www.relayforlife.org

May 6-7
Relay for Life of Menifee   
9am-9am | Paloma Valley High School   
www.relayforlife.org

May 8
Jacob’s House Golf Tournament   
11am | Bear Creek Golf Club, Murrieta
www.jacobshousetemecula.org/golf

May 9
Murrieta State of the City   
7pm | Murrieta Spectrum    
www.murrietachamber.org

May 12
Daddy/Daughter Superhero Date Nite   
6-9pm | Conference Center, Temecula
www.temeculaca.gov | 951-694-6444

May 13
Mother’s Day Tea Party   
12-2pm | Mary Phillips Senior Center
www.temeculaca.gov | 951-694-6444

May 13
Get Your Motors Runnin! Poker Run   
Temecula Harley Davidson: 28964 Front St.
www.murrietachamber.org | 951-294-1227

May 13
Bicycle Safety/Health Fair/ALS 5K   
8am-12pm | Marna O’Brien Park, Wildomar
www.cityofwildomar.org | 951-677-7751

May 13
Pet Walk TWENTY17   
9-11am | Levee at Diamond Stadium
www.lakeelsinorechamber.com

May 19
HSJVC Charity Golf Tournament   
Country Club-Soboba Springs, San Jacinto
www.hsjvc.com | 951-658-3211

May 19
Lake Elsinore Casino Golf Gamble    
8am | Dos Lagos Golf Course, Corona
www.lercasino.com | 951-674-3101 x350

May 19
Brew Masters Golf Tournament   
8:30am | The Golf Club at Rancho California
www.murrietachamber.org | 951-677-7919

May 19-21
Temecula Fashion Week   
Civic Center, Temecula
www.temeculafashionweek.com

May 20
Lamb’s Fellowship Car Show   
21901 Railroad Canyon Rd., Lake Elsinore
www.lambscarshow.com | 951-544-3339

May 20
I Love Reggae & Arts Festival
4pm | Casa Estrella Restaurant
www.fallbrookanimalsanctuary.org

May 20
Canyon Lake Golf Tournament   
10am | Canyon Lake Country Club
www.canyonlakechamber.org

May 20
Lobsterfest   
5pm | Corona City Hall South Lawn   
www.coronarotary.org

May 21
Phil Braybrooks Memorial Car Show   
J&M SSpeed Center: 3230 Motor Circle
www.socalhospicefoundation.org

May 28
Fallbrook Vintage Car Club
9:30-4:30pm | Pala Mesa Resort
www.FallbrookVintageCarClub.org

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Temecula Rod Run 2017

picture1Friday, March 3rd & Saturday, March 4th

Friday Night Cruise 5-8pm

Come visit the Temecula Rod Run for our famous “Friday Night Cruise” and see hundreds of classic vehicles from all over the country cruise Old Town Front Street. The City of Temecula locks down Old Town from Arch to Arch to allow these classic beauties to run wild. Come watch while these classic vehicles roam around, rev up their engines and honk their horns!
This show attracts thousands of automotive enthusiasts and spectators year in and year out. Over 600 cars, including classics, special interest vehicles, hot rods and custom cars will be on display. The Cruising starts at 5:00pm and goes on till 8:00pm, so come to Old Town Temecula and see some of the West Coast’s finest street rods cruising Old Town. The event is FREE to the public, music and entertainment are always a big hit, as well as great food, community vendors and much more.

Show and Shine 9am-4pm

This is the day where you can get a close look at these classic vehicles and take a peek under the hoods. The City of Temecula locks down Old Town from Arch to Arch from 9:00am till 4:00pm and during this time, these classic beauties are parked waiting for you to get an up-close and personal look at them.
The vehicles are freshly detailed and polished to “Show and Shine”… they are just waiting around calling out to you to come see some of the finest street rods on the West Coast. As always, the event is FREE to the public. Be sure to bring all of your friends and family for a great time to remember. Do not miss the family fun!

*Due to the amount of people in attendance, dogs are discouraged from attending event. If necessary, dogs must be on leash at all times.

*Scooters and Skateboards are discouraged.  For more information visit Temecula Rod Run

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Temecula Ice Skating 2016

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Ice skating returns to Old Town Temecula December 8th to January 2nd.

There is an official grand opening on Friday, December 9th at 5pm to see skating exhibitions and the always popular Bobby races.

Check out all of the details regarding prices and times HERE

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Special Needs Teen Social, Temecula

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Happy Thanksgiving

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Vail Ranch Historic Site

Vail 5This is located between Kohls and Walmart on Temecula Parkway in South Temecula.Vail 1This work has been underway for sometime.  It’s looking good!  And I am looking forward to visiting the Farmers Market on Tuesdays.

Thinking about a move in or out of the Temecula Valley?

We’re your answer!

Give us a call, text or email at april@teamgreer.com or (951) 522-0518

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4th of July and More

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Menifee Independence Day Celebration   July 2
Family Games, Craft Vendors, Live Music Bands, Expanded Kids’ Zone; 131 ft. inflatable obstacle course, bubble bowling, and jumpers for kids. Parade starts at 5pm. Free fireworks show at the end of the night.
4-9:30pm / Wheatfield Park: Menifee Rd & La Piedra Rd.
(951) 672-6777 / www.cityofmenifee.us


July 4th Fireworks Spectacular Over the Lake   July 4
Free Public viewing locations include Lakepoint Park, Elm Grove Beach, Davis Fishing Beach, Whiskers Fishing Beach and a portion of levee system. Paid viewing locations include all the commercial campgrounds.
9pm / Lake Elsinore  
(951) 245-8848 / www.lakeelsinorechamber.com


Temecula Family First Independence Day Parade   July 4
The spirited, morning tradition includes patriotic equestrians, marchers, and floats traveling Old Town Front Street.
10-12pm / Old Town Temecula
(951) 694-6480 / temeculaevents.org

Temecula 4th of July Family Fun & Fireworks   July 4
Festivities start at 2pm. Fireworks start at 9pm sharp. Music broadcasted on KATY 101.3 Food Vendors and Kids Fun Zone. Entertainment from 2pm-9pm on the main stage. CRC Pool is open from 11am-3pm.
2-9pm / Ronald Reagan Sports Park: 30875 Rancho Vista Rd.
(951) 694-6480 / temeculaevents.org


Perris 4th of July Celebration   July 4
Residents of the City of Perris will be admitted free to Perris Auto Speedway when the popular Riverside County racing facility celebrates Independence Day this Monday, July 4, with a night of sprint car racing and the biggest and best Fireworks show in Riverside County.
3-10pm / Perris Auto Speedway
(951) 943-6100 / www.cityofperris.org/july4


San Jacinto Independence Day Hometown Parade   July 4
9am / San Jacinto Avenue
(818) 231-0932 / www.san-jacinto.ca.us


Canyon Lake July 4th Fireworks Show   July 4
Following tradition, the Association is planning another spectacular fireworks show for July 4.
(951) 244-6841 / www.canyonlakepoa.com

Wildomar City Birthday Celebration   July 9
5-10pm / Marna O’Brien Park: 20505 Palomar Street
(951) 677-7751 / http://www.cityofwildomar.org

Looking for any other information about the area?  We’re available by phone, text or email at 951-522-0518 or april@teamgreer.com

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Temecula Summer Activities

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